Analyze and Mitigate Business Risk

Consulting and Analytics enables companies to use analytics to make decisions that will mitigate risk and support goals for business strategy. Utilizing the added value of consulting and analytics allows respective organizations to achieve and sustain dramatic growth and profitability.

Scoring Solutions

USCCG offers credit scoring model development and strategy building advisement throughout the entire customer credit lifecycle. The main benefits of the scoring solutions include streamlining and developing an optimal customer offer and contact strategy for targeting and acquiring customers; increasing automation and operational efficiency for new acquisitions; driving customer-based decision making for customer management; and improving collections efficiency during debt collection.

Regulatory and Compliance Advisory Solutions

Regulatory and compliance solutions include Basel II regulatory solutions, with a focus on credit risk IRB basic and advanced models and implementation. Our solution not only supports Basel IRB compliance, but it is also aligned with all best practice risk management processes. In addition, we also develop IFRS models to ensure that the financial statements adequately detail potential losses incurred at the balance sheet and as regulated by the International Financial Reporting Standard (IFRS).

Optimization & Learning

Optimization solutions aim to maximize client’s business profitability by combining various resources, conditions and encumbrances or limitations. In addition, analytics models and solutions are developed by leveraging traditional statistical modeling techniques in combination with a machine learning methodology. Immediate, direct measurable benefits can be seen by clients in terms of increased profitability, lower costs incurred, faster turnaround time, better capital allocation and more.

Bureau Analytics Solutions

USSCG provides a streamlined analytics process that supports financial institutions in assessing borrowers at origination & throughout the customer lifecycle. Benefits include traditional score to evaluate creditworthiness, consumer debt profile, geo-demographic, effective disposable income, propensity to take on additional credit, propensity to default further after efforts of collections/ recovery, and more.